Buying a cover for your snowmobile is a great idea. They protect your snowmobile from dust, sunlight, rain, and other elements while keeping the snow and ice from building up too much.
However, after a while, all the wear and tear can cause your snowmobile cover to start deteriorating and showing some signs of damage. Luckily, in this article, we shared some steps on how to repair a snowmobile cover so the job is not so hard and the cover lasts longer.
And to provide a more comprehensive guide, we’ve also included some tips on snowmobile insurance coverage that you might want to know. But first, here’s why you should get a good snowmobile cover.
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Reasons For A Good Snowmobile Cover
First of all, a good cover will help protect your snowmobile from snow, wind, dust, and water. Otherwise, the winter weather will be hard on your sled and the damage can be irreversible.
Second, the engine could become less effective with exposure to elements, and maintaining a dirty snowmobile can be rather difficult. So, a snowmobile cover will make maintenance easier.
A good snowmobile cover will protect your sled from harm and keep the dirt and sand at bay. Note that the first step in proper maintenance of your snowmobile is to make sure it’s well covered during the off-season. With that said, let’s dive into the next crucial part of the article:
How To Repair Your Snowmobile Cover
Well, the winter months can be especially harsh on your sled, and for proper protection, you need to have a good cover- something that can protect your snowmobile from all the stated elements. So in this section, we are going to discuss how to repair a snowmobile cover.
Of course, you can choose to just get a new one, but that’s going to be pretty expensive, considering that you can have the whole thing all fixed up in no time, without spending much.
Consider Using Glue
Depending on the extent of damage on your snowmobile cover, you may use a strong, reliable, fabric glue to mend it and get the whole thing back together. This is especially workable on seams that are only slightly torn.
To do this, you’ll need some spring clamps with you. Start by applying generous amounts of glue along the seam of the two torn-apart flaps, and then secure them using spring clamps.
Give it a few hours to thoroughly dry. Then take the clamps out and check to see if the glue has cured the ripped areas on the cover and that they have been tightly sealed.
In case of severe damage, you might need to involve some sewing to put the cover back together. It is a simple DIY task and you can do it right at home if you’re good at sewing.
Just make sure the thread you’re using is strong enough to properly sew the damaged area back together. You may also consider double stitching on the seams to prevent future tears.
However, if you’re not good at sewing, you can simply take it to the local tailor shop for more specialized services. Professional tailors will most likely do a better job overall, and although this will cost you some money, it is still better than buying a new snowmobile cover.
Additional tips on how to keep the cover from damage include:
- Choosing a high-quality cover for your snowmobile
- Double-stitching the seams after purchase to enhance durability
- Cleaning the snowmobile cover on a regular basis
Snowmobile Insurance Cover: Everything You Need
At least 1.3 million snowmobiles are now registered in the US. However, while snowmobiles are known to provide great rewarding outdoor experiences, they’re also associated with various risks that can mean danger to you and your family in absence of proper protection.
Fortunately, there are independent insurance agents who can help you get the right coverage for your sled. In fact, having an insurance policy is one of the best ways to ensure a fulfilling snowmobiling experience. But before we get too far, let’s take a quick look at the basics of the insurance policy.
Snowmobile Insurance Policy Explained
Simply put, a snowmobile insurance policy refers to the insurance coverage whereby your snowmobile is financially protected. In other words, they provide coverage.
For example, it can help in paying for damage repairs on the vehicle and cover you from having to pay straight out of your pocket when you are held liable in case of an accident.
Importance of Snowmobile Insurance
But do you even need a snowmobile insurance policy? Well, if you own a snowmobile, then the answer. Look, this policy will get you covered every time you go riding out there.
Perhaps that’s why most state-owned and public parks require snowmobile owners to have snowmobile insurance to take on their trails. Moreover, a study from ResearchGate estimates that each year, snowmobile accidents result in 200 fatalities and 14,000 injuries.
Besides, your snowmobile may not be fully covered by your homeowners’ insurance or auto insurance coverage. Therefore, getting an insurance policy is a great idea for you and your sled.
Several states, including New York, Pennsylvania, North Dakota, South Dakota, and Vermont will require you to have liability insurance for your snowmobile.
While insurance may not be required in some other states, you’ll most often need a trail permit to access other states’ trails. You must obtain a trail permit; the price varies by region.
Why then should you get snowmobile cover if it’s not always required? You ask.
Well, keep in mind that failure to purchase a snowmobile insurance policy means that you’ll be responsible for paying for any damage or injuries your snowmobile may cause. And remember that snowmobiles are said to be responsible for 14,000 injuries and about 200 fatalities each year.
In addition, if your snowmobile sustained damage, you would be liable for all repair costs. So, even if your state does not mandate snowmobile insurance, these expenses may be enough to justify opting for an insurance policy. You can get further detail on the importance of the insurance policy from an independent insurance agent.
The agent will also help simplify the process by gathering and evaluating insurance quotations on your behalf. They may also sift through the legalese and explain the small print so you’ll understand exactly what you’re getting and will eventually locate you the most suitable snowmobile insurance coverage, in terms of accessibility, and affordable pricing from a variety of insurance companies.
What Does the Insurance Cover
Like any other automobile, snowmobiles are prone to damage caused by accidents. As such, the insurance coverage may include:
Coverage Against Collisions
Riding across snowy landscapes can be fun, but on the flip side, you might find yourself sliding into a fence or rockface if you are not careful enough. And that’s where collision coverage comes in.
You could run into another snowmobile or even downed branch on the trails. And since snowmobiles are expensive to purchase and repair, collision coverage can help reduce those huge expenses.
No one is incognizant of what’s around the corner, but no one would like to be responsible in case of an accident. In the event of such events, liability coverage comes in handy to offer protection. There are two common types of liability coverage:
Property damage liability coverage: If you unintentionally damage someone else’s property snowmobile, home, car, or fence, the property damage liability policy will help cover the cost.
Bodily injury coverage: In case you’re being held for injuring someone, bodily injury liability coverage will assist in paying for their medical expenses.
The best part about a comprehensive insurance policy is that it could assist in covering the cost of replacement and repairs in case your snowmobile is stolen or destroyed. In addition, some of these comprehensive coverages may also cover vandalism and hail damage.
Another thing is that if your snowmobile insurance policy includes comprehensive coverage, you may be able to get compensation for events that are rather unrelated to collisions. It will also assist in ensuring that you get to repair or replace your snowmobile resulting from a much wider variety of occurrences given that there’re many risks that don’t involve crashes, such as theft, vandalism, fires, collisions, storm damage, and even collision with animals.
Without comprehensive insurance, you’d be considerably more likely to be forced to pay for a snowmobile-related accident out of your own money. Again in case you don’t currently have comprehensive coverage, your independent insurance agent can assist you in finding a policy that does or can add this crucial protection to your existing policy.
The Cost of Snowmobile Insurance Cover
How much your snowmobile insurance policy is going to cost will highly depend on two main factors: The type of snowmobile you own, and the type of coverage you’re purchasing.
Note that snowmobiles come in a wide range of sizes, shapes, and performance levels. As a result, different premium rates are established for various snowmobiles.
Nonetheless, basic snowmobile insurance might cost anywhere from $100 to $500 per year, although there are various other factors that can affect the price, such as:
- Your snowmobile’s brand, model, and age
- Where you reside and operate the sled
- Past claims
- The quality of your riding record and your age
- Any more coverage choices you’d like to explore
All insurance covers have limits. Therefore, it’s essential that you know every aspect of your coverage before you buy insurance. Get an agent who can explain everything to you.
Also, remember that snowmobiles are often not covered by conventional homes, renters, and auto insurance. So consider speaking with your agent to determine whether you should take particular insurance in that context.
Find out whether there are any reductions available from the insurance company. In essence, getting a reduction is possible by paying your premiums in full or by providing proof that you have completed a necessary safety course.
How to Purchase Snowmobile Insurance
Before making a purchasing choice, it is always a good idea to obtain quotations from at least 3 or 4 different insurance companies. Compare the costs and then carefully consider the features they offer.
You can always speak with an insurance representative to streamline this procedure. In particular, an independent agent can evaluate your case and locate, and contrast offers from several insurance providers to help achieve a quote that best fits your requirements and budget.
Learning how to fix your snowmobile cover is just as crucial as taking care of the machine. Besides having a great insurance policy for your snowmobile, the elements can take a toll on your sled, which brings about the need to repair the cover. Hopefully, you can now repair your snowmobile cover to make it look great and perfectly usable for the next season.